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What is Visitors to Canada insurance ?
Visitors to Canada insurance is intended to cover emergency health and medical expenses, and financial and other losses incurred while you visiting Canada.
Why do I need travel visitors insurance?
When travelling outside of your home country, your government health care plans may not travel with you. Health care costs in Canada are very expensive. Hospitals can charge thousands of dollars per day. Travel insurance helps protect you and your family from unexpected costs due to a medical emergency while you’re visiting Canada.
Who’s eligible to apply for Visitors to Canada travel insurance?
Visitors insurance is available for visiting friends and relatives, landed immigrants waiting to be covered under a provincial health insurance plan, and for individuals in Canada on a student or work visa.
What are my coverage options?
You can choose between a maximum limit of $10,000, $15,000, $25,000, $50,000, $100,000 or $150,000.
What does the Visitors to Canada plan include?
This plan contains a number of benefits, including:
Is Family coverage available?
Yes, Family coverage is available. Family coverage covers you, your spouse and dependent children. All family members must be under the age of 60.
What if I need or want to stay longer than planned?
To extend your coverage, you must make the request before the expiry date or the date you were scheduled to return home, as per confirmation. If you have not had a medical condition or pending claim since your effective date of insurance, the extension may be issued upon request. If you have a medical condition or pending claim, the extension is subject to the approval. A minimum premium of $25 will apply to each extension.
Are refunds available?
When you return home before the scheduled return date as per the confirmation, and there is no claim, refunds are available for the unused days of the trip. No premium will be refunded if a claim has been paid or is pending under this policy. A $25 administration fee will be charged if the policy is cancelled at any time.
How can I fill out an application if I am not in Canada?
To apply for coverage, you or someone on your behalf may complete the Visitors-to-Canada application. If someone other than you completes the application, he/she must ensure that he/she is aware of your health history in order to accurately complete the form. Any incorrect statements on the application may make the policy null and void.
What do I do if I don't know the exact arrival date?
It is not uncommon for visitors and new immigrants to be required to prove that they have health insurance coverage in place before they can be granted a visitors visa. In these circumstances, we will put the policy in a pending status. Once the actual travel dates are finalized, we will create a new finalized version of the policy with the actual travel dates.
Can I get a discount on Visitor to Canada Insurance?
The answer is NO. However if you are a group of 10 or more people travelling together, please contact us as we may be able to offer you a special rate for the group.
What do I do with my policy?
Please review your insurance documentation carefully to ensure you know and understand the coverage you have purchased. If you have any questions, please contact us.
What do I do with my wallet card?
Please carry it with you at all times. If you require medical attention, please call the Emergency Assistance Hotline number on your wallet card.