VISITORS TO CANADA MEDICAL INSURANCE

Visitors to Canada insurance is intended to cover emergency health and medical expenses, and financial and other losses incurred while you visiting Canada.

When travelling outside of your home country, your government health care plans may not travel with you. Health care costs in Canada are very expensive. Hospitals can charge thousands of dollars per day. Travel insurance helps protect you and your family from unexpected costs due to a medical emergency while you're visiting Canada.

Visitors insurance is available for visiting friends and relatives, landed immigrants waiting to be covered under a provincial health insurance plan, and for individuals in Canada on a student or work visa.

You can choose between a maximum limit of $15,000, $25,000, $50,000, $100,000, $150,000 or $200,000.

This plan contains a number of benefits, including:

• Treatment by a physician
• Standard hospital ward charges
• Out-patient charges
• Private duty nursing
• Treatment by a health-care practitioner
• Diagnostic treatment
• Emergency transportation (ambulance)
• Drugs or medications
• Emergency return home
• Accidental Death & Dismemberment
• Accidental dental

Yes, Family coverage is available. Family coverage covers you, your spouse and dependent children. All family members must be under the age of 55 and children under age of 22.

To extend your coverage, you must make the request before the expiry date or the date you were scheduled to return home, as per confirmation. If you have not had a medical condition or pending claim since your effective date of insurance, the extension may be issued upon request. If you have a medical condition or pending claim, the extension is subject to the approval. A minimum premium of $25 will apply to each extension.

When you return home before the scheduled return date as per the confirmation, and there is no claim, refunds are available for the unused days of the trip. No premium will be refunded if a claim has been paid or is pending under this policy. A $25 administration fee will be charged if the policy is cancelled at any time.

To apply for coverage, you or someone on your behalf may complete the Visitors-to-Canada application. If someone other than you completes the application, he/she must ensure that he/she is aware of your health history in order to accurately complete the form. Any incorrect statements on the application may make the policy null and void.

Family discount is available.

Please review your insurance documentation carefully to ensure you know and understand the coverage you have purchased. If you have any questions, please contact us.

Please carry it with you at all times. If you require medical attention, please call the Emergency Assistance Hotline number on your wallet card.