Safe Visit - QUOTE AND APPLY FOR VISITORS TO CANADA INSURANCE

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UK:  (44) 20-3695-0840

VISITORS TO CANADA MEDICAL INSURANCE

QUOTE AND APPLY FOR VISITORS TO CANADA INSURANCE
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Visitors to Canada Insurance - Waiting Period

Waiting period means a period, starting from the effective date of this policy, during which premiums are payable but claims resulting from any sickness will be not eligible for reimbursement. Any sickness that manifests itself during the waiting period is not covered even if related expenses are incurred after the waiting period.

A waiting period will apply to this policy if you:

  • i) purchase this policy after your arrival date; or
  • ii) fail to properly notify 21st Century of your actual arrival date (as explained in Your Coverage Starts).

    The waiting period is 72 hours if the above circumstances occur within the first 30 days after your arrival date. The waiting period is 7 days if the above circumstances occur 31 days or more after your arrival date.

    A waiting period of 7 days will apply to this policy when you purchase consecutive policies with 21st Century with no gap in coverage, and relative to the coverage on the prior policy, you choose to:

  • i) decrease your deductible amount; or
  • ii) change from a 21st Century plan that does not cover stable pre-existing conditions to one that does; or
  • iii) increase your aggregate policy limit.

    The waiting period will be waived if this policy:

  • i) is purchased or activated on or prior to the expiry date of an existing Visitors to Canada policy already issued by us to take effect on the day following such expiry date, provided there is no increase in the aggregate policy limit or decrease in the deductible amount or there is no change from Basic to Standard or from Standard to Enhanced coverage rates; or
  • ii) is purchased prior to your arrival date (unless you failed to notify 21st Century as explained in Your Coverage Starts); or
  • iii) we specifically waive or modify the waiting period.

    If you have coverage with another insurer during the first part of your trip, and you are purchasing or you will activate this insurance after your arrival date and there will be no gap in your coverage, you may submit a Special Consideration Form and request to have the waiting period waived. You must be in good health and provide proof satisfactory to 21st Century that you have other coverage in force prior to purchasing this policy and receive written approval from 21st Century.

    We, us and our means Manulife.

    You, your and yourself mean the person(s) identified as Insureds on the policy confirmation or eligible applicant(s) listed on the application for this insurance and for whom premium has been received by us.

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    Contact Info:
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    L3T 5W4

    Toll-free: 1-877-541-1117
    Tel: 1-905-695-1110
    Email: info@safevisit.ca
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